The Keyline Guide · for newcomers
New to Georgia? Start here.
Everything we explain to clients moving from abroad, in one place: how buying works, residency, banking, taxes and your first month in the country. Free to use, whether you buy with us or not.
How buying works for foreigners
Foreign citizens can buy apartments, houses and commercial property in Georgia on the same terms as locals. Agricultural land is the main exception. The process is fast and fully registered with the state.
- 01
Shortlist and reserve
We shortlist homes and you view in person or by video call. A small deposit reserves the property while documents are checked.
- 02
Check the documents
We pull the Public Registry extract using the cadastral code to confirm the owner and that there are no mortgages, liens or disputes.
- 03
Agree the contract
The sale agreement is in Georgian with a translation in a language you read. A certified translator can attend.
- 04
Pay safely
Payment goes by bank transfer, often through a bank-held arrangement so the seller is paid only after registration.
- 05
Register ownership
Buyer and seller sign at a Public Service Hall. Registration usually takes a few working days, with faster paid options.
- 06
Get the keys
We hand over the property, read the meters and move utility accounts into your name.
Staying longer in Georgia
Citizens of many countries can enter Georgia without a visa and stay for up to a year. Rules depend on your passport, so check your country first.
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Visa-free stay
Many nationalities can stay up to 365 days without a visa. Some need an e-visa. Check your passport on the official Georgian e-visa portal.
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Residence through property
Owning non-agricultural property above a set market value (currently around USD 100,000) can qualify you for a temporary residence permit.
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Other routes
Work, business, study and family ties each have their own permit type. Long-term residence is possible after several years.
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Documents
Usually a passport, the Public Registry extract, an independent valuation report and translated, notarised copies.
Opening a bank account and paying
The national currency is the lari (GEL). Property prices are usually quoted in US dollars, while rent and bills are often paid in lari.
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Open an account
Major banks open accounts for non-residents with a passport. Some ask for proof of income or address. We can book an appointment and come with you.
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Cards and apps
Card payments work almost everywhere in cities. Banking apps handle transfers, bills and currency exchange.
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Moving money in
International transfers are routine. Keep records of the source of funds; the bank and the registry may ask.
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Mortgages
Some banks lend to non-residents, usually with a larger down payment and in USD or GEL.
What buying and owning really costs
Georgia keeps purchase costs low. Here is what to budget for beyond the price.
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At purchase
State registration fees are modest, with express options. Budget separately for translation, an optional lawyer and the agency fee.
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Every year
Annual property tax for individuals depends on household income, and many owners pay little or nothing. We check your case.
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Renting it out
Individuals can register rental income and pay a reduced rate on residential rent (currently 5%).
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Monthly bills
Electricity, gas, water and building fees are paid separately, usually through banking apps or payment terminals.
What newcomers ask us most
Can I buy without being in Georgia?
Yes. With a notarised and apostilled power of attorney, a trusted representative or our lawyer can sign for you. Viewings can be done by video.
Do I need a lawyer?
It is not legally required, but we recommend an independent lawyer for larger purchases. We work with several who speak English and Russian.
How long does a purchase take?
Often one to two weeks from agreed price to registered ownership, if the documents are clean.
Can I rent before I buy?
Most clients do. Renting for a few months in your favourite area is the best test. We help with both.
Is Georgian property priced in dollars?
Usually yes for sales. Rent is often agreed in dollars and paid in lari at the day's rate. Read the contract carefully.
This guide is general information, not legal or tax advice. Rules change; confirm your situation with a qualified professional.
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Listing words, decoded
Terms you will see in Georgian property ads that rarely get explained.
- Black / white / green frame
- Stages of finish for new builds, from bare shell to nearly move-in ready.
- Cadastral code
- The property's unique ID in the Public Registry. Ask for it before paying anything.
- Public Service Hall
- The one-stop state office where sales are signed and registered.
- Czech project
- A common Soviet-era building series with practical layouts and thick walls.
- Italian courtyard
- A shared inner courtyard surrounded by wooden balconies, typical of old Tbilisi.
- Old / new renovation
- "Old" means a dated but usable interior. "New" means recently and fully redone.
- Mansard
- A top-floor apartment built into the roof, often with sloped ceilings.
- Total vs. living area
- Listings often include balconies and walls in total area. Ask for both.